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Indian Bank · Araria

IDIB000A178: Indian Bank, Araria Ashram Road

IFSC code IDIB000A178 belongs to the Araria Ashram Road branch of Indian Bank in Araria, Bihar. Its MICR code is 854019002.

IFSC
IDIB000A178
MICR
854019002
Bank
Indian Bank
Branch
Araria Ashram Road
District
Araria
State
Bihar
Phone
+919450984845

Branch address

Indian Bank
Kamal Palace Near Sahara Bhawan Ashram Road Araria PIN 854311

Open in a map · Pincode 854311: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IDIB is Indian Bank's bank code, the fifth character 0 is kept for future use, and 00A178 is the code of the Araria Ashram Road branch. In the MICR code 854019002, 854 is the city, 019 the bank and 002 the branch.

Other Indian Bank branches in Araria

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Indian Bank's Araria Ashram Road branch (Araria, Bihar) is IDIB000A178.

  2. 854019002. MICR is printed at the bottom of the branch's cheques.

  3. Kamal Palace Near Sahara Bhawan Ashram Road Araria PIN 854311

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IDIB000A178 with the beneficiary's account number.

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