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IDFC FIRST Bank · Bilaspur

IDFB0060365: IDFC FIRST Bank, Ratanpur Branch

IFSC code IDFB0060365 belongs to the Ratanpur Branch branch of IDFC FIRST Bank in Bilaspur, Chhattisgarh. Its MICR code is 495751502.

IFSC
IDFB0060365
MICR
495751502
Bank
IDFC FIRST Bank
Branch
Ratanpur Branch
District
Bilaspur
State
Chhattisgarh

Branch address

IDFC FIRST Bank
Ground and First Floor,Khasra No.3668-20,Block No.2,Plot No.57,Mahamaya Chowk,Tehsil Kota,Distt Bilaspur,Ratanpur-495442

Open in a map · Pincode 495442: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IDFB is IDFC FIRST Bank's bank code, the fifth character 0 is kept for future use, and 060365 is the code of the Ratanpur Branch branch. In the MICR code 495751502, 495 is the city, 751 the bank and 502 the branch.

Other IDFC FIRST Bank branches in Bilaspur

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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Common questions.

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  1. The IFSC of IDFC FIRST Bank's Ratanpur Branch branch (Bilaspur, Chhattisgarh) is IDFB0060365.

  2. 495751502. MICR is printed at the bottom of the branch's cheques.

  3. Ground and First Floor,Khasra No.3668-20,Block No.2,Plot No.57,Mahamaya Chowk,Tehsil Kota,Distt Bilaspur,Ratanpur-495442

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IDFB0060365 with the beneficiary's account number.

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