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IDFC FIRST Bank · Ludhiana

IDFB0021178: IDFC FIRST Bank, Ludhiana - Miller Ganj Branch

IFSC code IDFB0021178 belongs to the Ludhiana - Miller Ganj Branch branch of IDFC FIRST Bank in Ludhiana, Punjab. Its MICR code is 141751006.

IFSC
IDFB0021178
MICR
141751006
Bank
IDFC FIRST Bank
Branch
Ludhiana - Miller Ganj Branch
District
Ludhiana
State
Punjab

Branch address

IDFC FIRST Bank
Ground Floor, Imperia Tower, BXV, 79/A/1, Vishwakarma Chowk, Miller Ganj, Ludhiana, Punjab - 141003 / Tollfree No. - 18602582000

Open in a map · Pincode 141003: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IDFB is IDFC FIRST Bank's bank code, the fifth character 0 is kept for future use, and 021178 is the code of the Ludhiana - Miller Ganj Branch branch. In the MICR code 141751006, 141 is the city, 751 the bank and 006 the branch.

Other IDFC FIRST Bank branches in Ludhiana

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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Common questions.

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  1. The IFSC of IDFC FIRST Bank's Ludhiana - Miller Ganj Branch branch (Ludhiana, Punjab) is IDFB0021178.

  2. 141751006. MICR is printed at the bottom of the branch's cheques.

  3. Ground Floor, Imperia Tower, BXV, 79/A/1, Vishwakarma Chowk, Miller Ganj, Ludhiana, Punjab - 141003 / Tollfree No. - 18602582000

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IDFB0021178 with the beneficiary's account number.

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