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Banaras Mercantile Co-operative Bank · Varanasi

ICIC00BMCBL: Banaras Mercantile Co-operative Bank, Banaras Mercantile Co-Operative Bank Imps

IFSC code ICIC00BMCBL belongs to the Banaras Mercantile Co-Operative Bank Imps branch of Banaras Mercantile Co-operative Bank in Varanasi, Maharashtra. Its MICR code is 221487002.

IFSC
ICIC00BMCBL
MICR
221487002
Bank
Banaras Mercantile Co-operative Bank
Branch
Banaras Mercantile Co-Operative Bank Imps
District
Varanasi
State
Maharashtra
Phone
+919415201125

Branch address

Banaras Mercantile Co-operative Bank
Kashi Vidyapith Rd,C32/22 33,Ram Singh Rana Nagar,Varanasi 221002

Open in a map · Pincode 221002: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

ICIC is Banaras Mercantile Co-operative Bank's bank code, the fifth character 0 is kept for future use, and 0BMCBL is the code of the Banaras Mercantile Co-Operative Bank Imps branch. In the MICR code 221487002, 221 is the city, 487 the bank and 002 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Banaras Mercantile Co-operative Bank's Banaras Mercantile Co-Operative Bank Imps branch (Varanasi, Maharashtra) is ICIC00BMCBL.

  2. 221487002. MICR is printed at the bottom of the branch's cheques.

  3. Kashi Vidyapith Rd,C32/22 33,Ram Singh Rana Nagar,Varanasi 221002

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC ICIC00BMCBL with the beneficiary's account number.

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