ICIC0005643: ICICI Bank, Ludhiana Focal Point Metro Rd
IFSC code ICIC0005643 belongs to the Ludhiana Focal Point Metro Rd branch of ICICI Bank in Ludhiana, Punjab. Its MICR code is 141229043.
- IFSC
- ICIC0005643
- MICR
- 141229043
- Bank
- ICICI Bank
- Branch
- Ludhiana Focal Point Metro Rd
- District
- Ludhiana
- State
- Punjab
Branch address
ICICI Bank
ICICI Bank Ltd, B XXX 1854 5, Plot No 23b, Focal Point, Dist Ludhiana, Punjab 141010
Open in a map · Pincode 141010: post offices and area
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
ICIC is ICICI Bank's bank code, the fifth character 0 is kept for future use, and 005643 is the code of the Ludhiana Focal Point Metro Rd branch. In the MICR code 141229043, 141 is the city, 229 the bank and 043 the branch.
Other ICICI Bank branches in Ludhiana
All 60 ICICI Bank branches in Ludhiana
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of ICICI Bank's Ludhiana Focal Point Metro Rd branch (Ludhiana, Punjab) is ICIC0005643.
141229043. MICR is printed at the bottom of the branch's cheques.
ICICI Bank Ltd, B XXX 1854 5, Plot No 23b, Focal Point, Dist Ludhiana, Punjab 141010
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC ICIC0005643 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation