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IDBI · Giridih

IBKL063JS22: IDBI, Jharkhand State Co Op Bank Mirzaganj Miz

IFSC code IBKL063JS22 belongs to the Jharkhand State Co Op Bank Mirzaganj Miz branch of IDBI in Giridih, Jharkhand. Its MICR code is 815735004.

IFSC
IBKL063JS22
MICR
815735004
Bank
IDBI
Branch
Jharkhand State Co Op Bank Mirzaganj Miz
District
Giridih
State
Jharkhand
Phone
+918873781355

Branch address

IDBI
Jamua Dhanwar Main Road,815318

Open in a map · Pincode 815318: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IBKL is IDBI's bank code, the fifth character 0 is kept for future use, and 63JS22 is the code of the Jharkhand State Co Op Bank Mirzaganj Miz branch. In the MICR code 815735004, 815 is the city, 735 the bank and 004 the branch.

Other IDBI branches in Giridih

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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  1. The IFSC of IDBI's Jharkhand State Co Op Bank Mirzaganj Miz branch (Giridih, Jharkhand) is IBKL063JS22.

  2. 815735004. MICR is printed at the bottom of the branch's cheques.

  3. Jamua Dhanwar Main Road,815318

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IBKL063JS22 with the beneficiary's account number.

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