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IDBI · Kottiyoor

IBKL0340K46: IDBI, Kannur District Co Op Bank Ltd

IFSC code IBKL0340K46 belongs to the Kannur District Co Op Bank Ltd branch of IDBI in Kottiyoor, Kerala. Its MICR code is 674800810.

IFSC
IBKL0340K46
MICR
674800810
Bank
IDBI
Branch
Kannur District Co Op Bank Ltd
District
Kottiyoor
State
Kerala
Phone
+914972700001

Branch address

IDBI
Kottiyoor 670 674

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IBKL is IDBI's bank code, the fifth character 0 is kept for future use, and 340K46 is the code of the Kannur District Co Op Bank Ltd branch. In the MICR code 674800810, 674 is the city, 800 the bank and 810 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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Common questions.

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  1. The IFSC of IDBI's Kannur District Co Op Bank Ltd branch (Kottiyoor, Kerala) is IBKL0340K46.

  2. 674800810. MICR is printed at the bottom of the branch's cheques.

  3. Kottiyoor 670 674

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IBKL0340K46 with the beneficiary's account number.

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