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IDBI · Dakshina Kannada

IBKL0186MC5: IDBI, Mahalakshmi Co Operative Bank Ltd Udupi

IFSC code IBKL0186MC5 belongs to the Mahalakshmi Co Operative Bank Ltd Udupi branch of IDBI in Dakshina Kannada, Karnataka. Its MICR code is 575259261.

IFSC
IBKL0186MC5
MICR
575259261
Bank
IDBI
Branch
Mahalakshmi Co Operative Bank Ltd Udupi
District
Dakshina Kannada
State
Karnataka
Phone
+918202528812

Branch address

IDBI
New City Lunch Home, 1st Floor, Surathkal, Mangalore 575014

Open in a map · Pincode 575014: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IBKL is IDBI's bank code, the fifth character 0 is kept for future use, and 186MC5 is the code of the Mahalakshmi Co Operative Bank Ltd Udupi branch. In the MICR code 575259261, 575 is the city, 259 the bank and 261 the branch.

Other IDBI branches in Dakshina Kannada

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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  1. The IFSC of IDBI's Mahalakshmi Co Operative Bank Ltd Udupi branch (Dakshina Kannada, Karnataka) is IBKL0186MC5.

  2. 575259261. MICR is printed at the bottom of the branch's cheques.

  3. New City Lunch Home, 1st Floor, Surathkal, Mangalore 575014

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IBKL0186MC5 with the beneficiary's account number.

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