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Visakhapatnam Co-operative Bank · Visakhapatnam

IBKL0031VCB: Visakhapatnam Co-operative Bank, Visakhapatnam Co-Operative Bank Imps

IFSC code IBKL0031VCB belongs to the Visakhapatnam Co-Operative Bank Imps branch of Visakhapatnam Co-operative Bank in Visakhapatnam, Maharashtra. Its MICR code is 530469002.

IFSC
IBKL0031VCB
MICR
530469002
Bank
Visakhapatnam Co-operative Bank
Branch
Visakhapatnam Co-Operative Bank Imps
District
Visakhapatnam
State
Maharashtra
Phone
+918912788466

Branch address

Visakhapatnam Co-operative Bank
Town Kotha Road, Visakhapatnam 530001

Open in a map · Pincode 530001: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IBKL is Visakhapatnam Co-operative Bank's bank code, the fifth character 0 is kept for future use, and 031VCB is the code of the Visakhapatnam Co-Operative Bank Imps branch. In the MICR code 530469002, 530 is the city, 469 the bank and 002 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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  1. The IFSC of Visakhapatnam Co-operative Bank's Visakhapatnam Co-Operative Bank Imps branch (Visakhapatnam, Maharashtra) is IBKL0031VCB.

  2. 530469002. MICR is printed at the bottom of the branch's cheques.

  3. Town Kotha Road, Visakhapatnam 530001

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IBKL0031VCB with the beneficiary's account number.

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