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IDBI · Vadodara

IBKL0002303: IDBI, Waghodia Road

IFSC code IBKL0002303 belongs to the Waghodia Road branch of IDBI in Vadodara, Gujarat. Its MICR code is 390259011.

IFSC
IBKL0002303
MICR
390259011
Bank
IDBI
Branch
Waghodia Road
District
Vadodara
State
Gujarat
Phone
+919755558681

Branch address

IDBI
Ground Floor 3& 4,SKY Gateway,Waghodia Road,Vadodara 390025

Open in a map · Pincode 390025: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IBKL is IDBI's bank code, the fifth character 0 is kept for future use, and 002303 is the code of the Waghodia Road branch. In the MICR code 390259011, 390 is the city, 259 the bank and 011 the branch.

Other IDBI branches in Vadodara

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of IDBI's Waghodia Road branch (Vadodara, Gujarat) is IBKL0002303.

  2. 390259011. MICR is printed at the bottom of the branch's cheques.

  3. Ground Floor 3& 4,SKY Gateway,Waghodia Road,Vadodara 390025

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IBKL0002303 with the beneficiary's account number.

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