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IDBI · Sambhal

IBKL0002197: IDBI, Chandausi

IFSC code IBKL0002197 belongs to the Chandausi branch of IDBI in Sambhal, Uttar Pradesh. Its MICR code is 244259403.

IFSC
IBKL0002197
MICR
244259403
Bank
IDBI
Branch
Chandausi
District
Sambhal
State
Uttar Pradesh
Phone
+917719990123

Branch address

IDBI
Azad Road,Opp-Samsung Service Center, Chandausi-244412, Uttar Pradesh.

Open in a map · Pincode 244412: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IBKL is IDBI's bank code, the fifth character 0 is kept for future use, and 002197 is the code of the Chandausi branch. In the MICR code 244259403, 244 is the city, 259 the bank and 403 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of IDBI's Chandausi branch (Sambhal, Uttar Pradesh) is IBKL0002197.

  2. 244259403. MICR is printed at the bottom of the branch's cheques.

  3. Azad Road,Opp-Samsung Service Center, Chandausi-244412, Uttar Pradesh.

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IBKL0002197 with the beneficiary's account number.

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