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IDBI · Gwalior

IBKL0002195: IDBI, IDBI Bank Ltd,University Road,Gwalior

IFSC code IBKL0002195 belongs to the IDBI Bank Ltd,University Road,Gwalior branch of IDBI in Gwalior, Madhya Pradesh. Its MICR code is 474259005.

IFSC
IBKL0002195
MICR
474259005
Bank
IDBI
Branch
IDBI Bank Ltd,University Road,Gwalior
District
Gwalior
State
Madhya Pradesh
Phone
+919977747134

Branch address

IDBI
10 Saraswaati Nagar, University Road Thatipur Gwalior

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IBKL is IDBI's bank code, the fifth character 0 is kept for future use, and 002195 is the code of the IDBI Bank Ltd,University Road,Gwalior branch. In the MICR code 474259005, 474 is the city, 259 the bank and 005 the branch.

Other IDBI branches in Gwalior

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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Common questions.

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  1. The IFSC of IDBI's IDBI Bank Ltd,University Road,Gwalior branch (Gwalior, Madhya Pradesh) is IBKL0002195.

  2. 474259005. MICR is printed at the bottom of the branch's cheques.

  3. 10 Saraswaati Nagar, University Road Thatipur Gwalior

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IBKL0002195 with the beneficiary's account number.

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