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IDBI · Karnal

IBKL0002097: IDBI, Nisang

IFSC code IBKL0002097 belongs to the Nisang branch of IDBI in Karnal, Haryana. Its MICR code is 132259104.

IFSC
IBKL0002097
MICR
132259104
Bank
IDBI
Branch
Nisang
District
Karnal
State
Haryana
Phone
+919050631310

Branch address

IDBI
Karnal Kaithal Road Near Bus Stand

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IBKL is IDBI's bank code, the fifth character 0 is kept for future use, and 002097 is the code of the Nisang branch. In the MICR code 132259104, 132 is the city, 259 the bank and 104 the branch.

Other IDBI branches in Karnal

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of IDBI's Nisang branch (Karnal, Haryana) is IBKL0002097.

  2. 132259104. MICR is printed at the bottom of the branch's cheques.

  3. Karnal Kaithal Road Near Bus Stand

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IBKL0002097 with the beneficiary's account number.

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