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IDBI · Purnia

IBKL0002077: IDBI, Semaria

IFSC code IBKL0002077 belongs to the Semaria branch of IDBI in Purnia, Bihar. Its MICR code is 854259103.

IFSC
IBKL0002077
MICR
854259103
Bank
IDBI
Branch
Semaria
District
Purnia
State
Bihar
Phone
+919031000548

Branch address

IDBI
First Floor Semaria,Near Koot Mill Post-Garhbanali Purnea 854325

Open in a map · Pincode 854325: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IBKL is IDBI's bank code, the fifth character 0 is kept for future use, and 002077 is the code of the Semaria branch. In the MICR code 854259103, 854 is the city, 259 the bank and 103 the branch.

Other IDBI branches in Purnia

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of IDBI's Semaria branch (Purnia, Bihar) is IBKL0002077.

  2. 854259103. MICR is printed at the bottom of the branch's cheques.

  3. First Floor Semaria,Near Koot Mill Post-Garhbanali Purnea 854325

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IBKL0002077 with the beneficiary's account number.

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