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IDBI · Srinagar

IBKL0002049: IDBI, Srinagar

IFSC code IBKL0002049 belongs to the Srinagar branch of IDBI in Srinagar, Jammu and Kashmir. Its MICR code is 190259001.

IFSC
IBKL0002049
MICR
190259001
Bank
IDBI
Branch
Srinagar
District
Srinagar
State
Jammu and Kashmir
Phone
+918968057125

Branch address

IDBI
IDBI Bank Ltd,Sheen Complex,Gol Market,Karan Nagar,Srinagar,Jammu and Kashmir PIN 190010

Open in a map · Pincode 190010: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IBKL is IDBI's bank code, the fifth character 0 is kept for future use, and 002049 is the code of the Srinagar branch. In the MICR code 190259001, 190 is the city, 259 the bank and 001 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of IDBI's Srinagar branch (Srinagar, Jammu and Kashmir) is IBKL0002049.

  2. 190259001. MICR is printed at the bottom of the branch's cheques.

  3. IDBI Bank Ltd,Sheen Complex,Gol Market,Karan Nagar,Srinagar,Jammu and Kashmir PIN 190010

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IBKL0002049 with the beneficiary's account number.

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