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IDBI · Jammu

IBKL0002034: IDBI, Janipur

IFSC code IBKL0002034 belongs to the Janipur branch of IDBI in Jammu, Jammu and Kashmir. Its MICR code is 180259004.

IFSC
IBKL0002034
MICR
180259004
Bank
IDBI
Branch
Janipur
District
Jammu
State
Jammu and Kashmir
Phone
+919858692959

Branch address

IDBI
Gunjan Plaza,Disco Road,Janipur,Jammu

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IBKL is IDBI's bank code, the fifth character 0 is kept for future use, and 002034 is the code of the Janipur branch. In the MICR code 180259004, 180 is the city, 259 the bank and 004 the branch.

Other IDBI branches in Jammu

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of IDBI's Janipur branch (Jammu, Jammu and Kashmir) is IBKL0002034.

  2. 180259004. MICR is printed at the bottom of the branch's cheques.

  3. Gunjan Plaza,Disco Road,Janipur,Jammu

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IBKL0002034 with the beneficiary's account number.

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