IBKL0001981: IDBI, Kartarpur
IFSC code IBKL0001981 belongs to the Kartarpur branch of IDBI in Jalandhar, Punjab. Its MICR code is 144259802.
- IFSC
- IBKL0001981
- MICR
- 144259802
- Bank
- IDBI
- Branch
- Kartarpur
- District
- Jalandhar
- State
- Punjab
- Phone
- +919023047312
Branch address
IDBI
IDBI Bank Ltd,G T Road Kartarpur,Jalandhar Punjab 144801
Open in a map · Pincode 144801: post offices and area
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
IBKL is IDBI's bank code, the fifth character 0 is kept for future use, and 001981 is the code of the Kartarpur branch. In the MICR code 144259802, 144 is the city, 259 the bank and 802 the branch.
Other IDBI branches in Jalandhar
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of IDBI's Kartarpur branch (Jalandhar, Punjab) is IBKL0001981.
144259802. MICR is printed at the bottom of the branch's cheques.
IDBI Bank Ltd,G T Road Kartarpur,Jalandhar Punjab 144801
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IBKL0001981 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation