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IDBI · Araria

IBKL0001537: IDBI, Araria

IFSC code IBKL0001537 belongs to the Araria branch of IDBI in Araria, Bihar. Its MICR code is 854259002.

IFSC
IBKL0001537
MICR
854259002
Bank
IDBI
Branch
Araria
District
Araria
State
Bihar
Phone
+919122909999

Branch address

IDBI
Raja Market,Bus Stand Road,Araria,Bihar 854311

Open in a map · Pincode 854311: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IBKL is IDBI's bank code, the fifth character 0 is kept for future use, and 001537 is the code of the Araria branch. In the MICR code 854259002, 854 is the city, 259 the bank and 002 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of IDBI's Araria branch (Araria, Bihar) is IBKL0001537.

  2. 854259002. MICR is printed at the bottom of the branch's cheques.

  3. Raja Market,Bus Stand Road,Araria,Bihar 854311

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IBKL0001537 with the beneficiary's account number.

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