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IDBI · Karaikal

IBKL0001427: IDBI, Karaikal

IFSC code IBKL0001427 belongs to the Karaikal branch of IDBI in Karaikal, Puducherry. Its MICR code is 609259102.

IFSC
IBKL0001427
MICR
609259102
Bank
IDBI
Branch
Karaikal
District
Karaikal
State
Puducherry
Phone
+918610743702

Branch address

IDBI
No.28,Thomas Arul Street,Karaikal

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IBKL is IDBI's bank code, the fifth character 0 is kept for future use, and 001427 is the code of the Karaikal branch. In the MICR code 609259102, 609 is the city, 259 the bank and 102 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of IDBI's Karaikal branch (Karaikal, Puducherry) is IBKL0001427.

  2. 609259102. MICR is printed at the bottom of the branch's cheques.

  3. No.28,Thomas Arul Street,Karaikal

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IBKL0001427 with the beneficiary's account number.

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