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IDBI · Janjgir-Champa

IBKL0001293: IDBI, Akaltara

IFSC code IBKL0001293 belongs to the Akaltara branch of IDBI in Janjgir-Champa, Chhattisgarh. Its MICR code is 495259101.

IFSC
IBKL0001293
MICR
495259101
Bank
IDBI
Branch
Akaltara
District
Janjgir-Champa
State
Chhattisgarh
Phone
+919981500907

Branch address

IDBI
Ground Floor, Ward No-16,Main Road,Near Block Office ,Akaltara Dist -Janjgir-Champa, Akaltara 495552

Open in a map · Pincode 495552: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IBKL is IDBI's bank code, the fifth character 0 is kept for future use, and 001293 is the code of the Akaltara branch. In the MICR code 495259101, 495 is the city, 259 the bank and 101 the branch.

Other IDBI branches in Janjgir-Champa

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of IDBI's Akaltara branch (Janjgir-Champa, Chhattisgarh) is IBKL0001293.

  2. 495259101. MICR is printed at the bottom of the branch's cheques.

  3. Ground Floor, Ward No-16,Main Road,Near Block Office ,Akaltara Dist -Janjgir-Champa, Akaltara 495552

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IBKL0001293 with the beneficiary's account number.

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