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IDBI · Kottayam

IBKL0001088: IDBI, Changanassery

IFSC code IBKL0001088 belongs to the Changanassery branch of IDBI in Kottayam, Kerala. Its MICR code is 686259052.

IFSC
IBKL0001088
MICR
686259052
Bank
IDBI
Branch
Changanassery
District
Kottayam
State
Kerala
Phone
+919895777845

Branch address

IDBI
Kay and Kay Estateopp No 3 Bus Standm C Roadchanganacherry 686101

Open in a map · Pincode 686101: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IBKL is IDBI's bank code, the fifth character 0 is kept for future use, and 001088 is the code of the Changanassery branch. In the MICR code 686259052, 686 is the city, 259 the bank and 052 the branch.

Other IDBI branches in Kottayam

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of IDBI's Changanassery branch (Kottayam, Kerala) is IBKL0001088.

  2. 686259052. MICR is printed at the bottom of the branch's cheques.

  3. Kay and Kay Estateopp No 3 Bus Standm C Roadchanganacherry 686101

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IBKL0001088 with the beneficiary's account number.

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