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IDBI · Malappuram

IBKL0001044: IDBI, Kottakkal

IFSC code IBKL0001044 belongs to the Kottakkal branch of IDBI in Malappuram, Kerala. Its MICR code is 676259102.

IFSC
IBKL0001044
MICR
676259102
Bank
IDBI
Branch
Kottakkal
District
Malappuram
State
Kerala
Phone
+919447008856

Branch address

IDBI
Ghiyathi Tower,Changuvetty,Kottakkal-676501,Malappuram(Dist),Kerala,India

Open in a map · Pincode 676501: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IBKL is IDBI's bank code, the fifth character 0 is kept for future use, and 001044 is the code of the Kottakkal branch. In the MICR code 676259102, 676 is the city, 259 the bank and 102 the branch.

Other IDBI branches in Malappuram

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of IDBI's Kottakkal branch (Malappuram, Kerala) is IBKL0001044.

  2. 676259102. MICR is printed at the bottom of the branch's cheques.

  3. Ghiyathi Tower,Changuvetty,Kottakkal-676501,Malappuram(Dist),Kerala,India

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IBKL0001044 with the beneficiary's account number.

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