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IDBI · Ratnagiri

IBKL0000498: IDBI, Chiplun

IFSC code IBKL0000498 belongs to the Chiplun branch of IDBI in Ratnagiri, Maharashtra. Its MICR code is 415259201.

IFSC
IBKL0000498
MICR
415259201
Bank
IDBI
Branch
Chiplun
District
Ratnagiri
State
Maharashtra
Phone
+916266042911

Branch address

IDBI
Shop No- 102, 1st Floor, ATM Complex, Beside Kwality Bakery, Near Mangal Stores, Main Road Bazarpeth, Chiplun PIN- 415605

Open in a map · Pincode 415605: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IBKL is IDBI's bank code, the fifth character 0 is kept for future use, and 000498 is the code of the Chiplun branch. In the MICR code 415259201, 415 is the city, 259 the bank and 201 the branch.

Other IDBI branches in Ratnagiri

All 90 IDBI branches in Ratnagiri

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of IDBI's Chiplun branch (Ratnagiri, Maharashtra) is IBKL0000498.

  2. 415259201. MICR is printed at the bottom of the branch's cheques.

  3. Shop No- 102, 1st Floor, ATM Complex, Beside Kwality Bakery, Near Mangal Stores, Main Road Bazarpeth, Chiplun PIN- 415605

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IBKL0000498 with the beneficiary's account number.

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