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IDBI · Sivaganga

IBKL0000283: IDBI, Karaikudi

IFSC code IBKL0000283 belongs to the Karaikudi branch of IDBI in Sivaganga, Tamil Nadu. Its MICR code is 630259002.

IFSC
IBKL0000283
MICR
630259002
Bank
IDBI
Branch
Karaikudi
District
Sivaganga
State
Tamil Nadu
Phone
+919943880800

Branch address

IDBI
No 1 3rd Street Subramaniapuram Karaikudi 630 002

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IBKL is IDBI's bank code, the fifth character 0 is kept for future use, and 000283 is the code of the Karaikudi branch. In the MICR code 630259002, 630 is the city, 259 the bank and 002 the branch.

Other IDBI branches in Sivaganga

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of IDBI's Karaikudi branch (Sivaganga, Tamil Nadu) is IBKL0000283.

  2. 630259002. MICR is printed at the bottom of the branch's cheques.

  3. No 1 3rd Street Subramaniapuram Karaikudi 630 002

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IBKL0000283 with the beneficiary's account number.

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