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IDBI · Patiala

IBKL0000079: IDBI, Patiala

IFSC code IBKL0000079 belongs to the Patiala branch of IDBI in Patiala, Punjab. Its MICR code is 147259002.

IFSC
IBKL0000079
MICR
147259002
Bank
IDBI
Branch
Patiala
District
Patiala
State
Punjab
Phone
+919988343500

Branch address

IDBI
10,Chotti Baradari,the Mall,

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

IBKL is IDBI's bank code, the fifth character 0 is kept for future use, and 000079 is the code of the Patiala branch. In the MICR code 147259002, 147 is the city, 259 the bank and 002 the branch.

Other IDBI branches in Patiala

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of IDBI's Patiala branch (Patiala, Punjab) is IBKL0000079.

  2. 147259002. MICR is printed at the bottom of the branch's cheques.

  3. 10,Chotti Baradari,the Mall,

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC IBKL0000079 with the beneficiary's account number.

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