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Himachal Pradesh State Co-operative Bank · Upper Kaithu

HPSC0000476: Himachal Pradesh State Co-operative Bank, Upper Kaithu

IFSC code HPSC0000476 belongs to the Upper Kaithu branch of Himachal Pradesh State Co-operative Bank in Upper Kaithu, Himachal Pradesh.

IFSC
HPSC0000476
MICR
Not listed
Bank
Himachal Pradesh State Co-operative Bank
Branch
Upper Kaithu
District
Upper Kaithu
State
Himachal Pradesh
Phone
+911772621135

Branch address

Himachal Pradesh State Co-operative Bank
PO Ag Shimla

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPINot markedPayments by UPI ID or mobile number from apps

Reading this IFSC

HPSC is Himachal Pradesh State Co-operative Bank's bank code, the fifth character 0 is kept for future use, and 000476 is the code of the Upper Kaithu branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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Common questions.

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  1. The IFSC of Himachal Pradesh State Co-operative Bank's Upper Kaithu branch (Upper Kaithu, Himachal Pradesh) is HPSC0000476.

  2. PO Ag Shimla

  3. RBI's list shows this branch on NEFT, RTGS and IMPS. Use the IFSC HPSC0000476 with the beneficiary's account number.

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