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Himachal Pradesh State Co-operative Bank · Chamba

HPSC0000188: Himachal Pradesh State Co-operative Bank, Naini Khad

IFSC code HPSC0000188 belongs to the Naini Khad branch of Himachal Pradesh State Co-operative Bank in Chamba, Himachal Pradesh. Its MICR code is 176311014.

IFSC
HPSC0000188
MICR
176311014
Bank
Himachal Pradesh State Co-operative Bank
Branch
Naini Khad
District
Chamba
State
Himachal Pradesh
Phone
+911899257645

Branch address

Himachal Pradesh State Co-operative Bank
Naini Khad PIN

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPINot markedPayments by UPI ID or mobile number from apps

Reading this IFSC

HPSC is Himachal Pradesh State Co-operative Bank's bank code, the fifth character 0 is kept for future use, and 000188 is the code of the Naini Khad branch. In the MICR code 176311014, 176 is the city, 311 the bank and 014 the branch.

Other Himachal Pradesh State Co-operative Bank branches in Chamba

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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Common questions.

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  1. The IFSC of Himachal Pradesh State Co-operative Bank's Naini Khad branch (Chamba, Himachal Pradesh) is HPSC0000188.

  2. 176311014. MICR is printed at the bottom of the branch's cheques.

  3. Naini Khad PIN

  4. RBI's list shows this branch on NEFT, RTGS and IMPS. Use the IFSC HPSC0000188 with the beneficiary's account number.

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