HDFC0011305: HDFC Bank, Ghuggar
IFSC code HDFC0011305 belongs to the Ghuggar branch of HDFC Bank in Kangra, Himachal Pradesh. Its MICR code is 176240010.
- IFSC
- HDFC0011305
- MICR
- 176240010
- Bank
- HDFC Bank
- Branch
- Ghuggar
- District
- Kangra
- State
- Himachal Pradesh
- SWIFT
- HDFCINBB
Branch address
HDFC Bank
GRD Floor Nr Reliance Smart Point and Ram Chowk Ghuggar Opp Gaurvika Palace Palampur Dharamshala Road Palampur Himachal Pradesh 176061
Open in a map · Pincode 176061: post offices and area
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
HDFC is HDFC Bank's bank code, the fifth character 0 is kept for future use, and 011305 is the code of the Ghuggar branch. In the MICR code 176240010, 176 is the city, 240 the bank and 010 the branch.
Other HDFC Bank branches in Kangra
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of HDFC Bank's Ghuggar branch (Kangra, Himachal Pradesh) is HDFC0011305.
176240010. MICR is printed at the bottom of the branch's cheques.
GRD Floor Nr Reliance Smart Point and Ram Chowk Ghuggar Opp Gaurvika Palace Palampur Dharamshala Road Palampur Himachal Pradesh 176061
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC HDFC0011305 with the beneficiary's account number.
HDFCINBB, for international transfers.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation