HDFC0010985: HDFC Bank, Ramghat Road Ii Aligarh
IFSC code HDFC0010985 belongs to the Ramghat Road Ii Aligarh branch of HDFC Bank in Aligarh, Uttar Pradesh. Its MICR code is 202240016.
- IFSC
- HDFC0010985
- MICR
- 202240016
- Bank
- HDFC Bank
- Branch
- Ramghat Road Ii Aligarh
- District
- Aligarh
- State
- Uttar Pradesh
- SWIFT
- HDFCINBB
Branch address
HDFC Bank
HDFC Bank Ltd GRD Floor Ramghat Road Opp Parag Dairy Aligarh Uttar Pradesh 202001
Open in a map · Pincode 202001: post offices and area
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
HDFC is HDFC Bank's bank code, the fifth character 0 is kept for future use, and 010985 is the code of the Ramghat Road Ii Aligarh branch. In the MICR code 202240016, 202 is the city, 240 the bank and 016 the branch.
Other HDFC Bank branches in Aligarh
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of HDFC Bank's Ramghat Road Ii Aligarh branch (Aligarh, Uttar Pradesh) is HDFC0010985.
202240016. MICR is printed at the bottom of the branch's cheques.
HDFC Bank Ltd GRD Floor Ramghat Road Opp Parag Dairy Aligarh Uttar Pradesh 202001
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC HDFC0010985 with the beneficiary's account number.
HDFCINBB, for international transfers.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation