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HDFC Bank · Ramban

HDFC0009275: HDFC Bank, Banihal

IFSC code HDFC0009275 belongs to the Banihal branch of HDFC Bank in Ramban, Jammu and Kashmir. Its MICR code is 182240301.

IFSC
HDFC0009275
MICR
182240301
Bank
HDFC Bank
Branch
Banihal
District
Ramban
State
Jammu and Kashmir
SWIFT
HDFCINBB

Branch address

HDFC Bank
HDFC Bank Ltd Ground Floor Main Chowk Himalaya Complex Banihal Ramban Jammu and Kashmir 182146

Open in a map · Pincode 182146: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

HDFC is HDFC Bank's bank code, the fifth character 0 is kept for future use, and 009275 is the code of the Banihal branch. In the MICR code 182240301, 182 is the city, 240 the bank and 301 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of HDFC Bank's Banihal branch (Ramban, Jammu and Kashmir) is HDFC0009275.

  2. 182240301. MICR is printed at the bottom of the branch's cheques.

  3. HDFC Bank Ltd Ground Floor Main Chowk Himalaya Complex Banihal Ramban Jammu and Kashmir 182146

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC HDFC0009275 with the beneficiary's account number.

  5. HDFCINBB, for international transfers.

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