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HDFC Bank · Ballia

HDFC0008712: HDFC Bank, Ratshar

IFSC code HDFC0008712 belongs to the Ratshar branch of HDFC Bank in Ballia, Uttar Pradesh. Its MICR code is 277240006.

IFSC
HDFC0008712
MICR
277240006
Bank
HDFC Bank
Branch
Ratshar
District
Ballia
State
Uttar Pradesh
SWIFT
HDFCINBB

Branch address

HDFC Bank
HDFC Bank Ltd GRD Floor Maya Sadan 277 B Ratshar Kalan Near Gandhi Ashram Ratshar Uttar Pradesh 277123

Open in a map · Pincode 277123: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

HDFC is HDFC Bank's bank code, the fifth character 0 is kept for future use, and 008712 is the code of the Ratshar branch. In the MICR code 277240006, 277 is the city, 240 the bank and 006 the branch.

Other HDFC Bank branches in Ballia

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of HDFC Bank's Ratshar branch (Ballia, Uttar Pradesh) is HDFC0008712.

  2. 277240006. MICR is printed at the bottom of the branch's cheques.

  3. HDFC Bank Ltd GRD Floor Maya Sadan 277 B Ratshar Kalan Near Gandhi Ashram Ratshar Uttar Pradesh 277123

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC HDFC0008712 with the beneficiary's account number.

  5. HDFCINBB, for international transfers.

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