HDFC0008608: HDFC Bank, Focal Point
IFSC code HDFC0008608 belongs to the Focal Point branch of HDFC Bank in Jalandhar, Punjab. Its MICR code is 144240041.
Branch address
HDFC Bank
Ground Floor Sco 19 20 Industrial Focal Point Jalandhar Punjab 144012
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
HDFC is HDFC Bank's bank code, the fifth character 0 is kept for future use, and 008608 is the code of the Focal Point branch. In the MICR code 144240041, 144 is the city, 240 the bank and 041 the branch.
Other HDFC Bank branches in Jalandhar
All 62 HDFC Bank branches in Jalandhar
IFSC and your loan
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Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of HDFC Bank's Focal Point branch (Jalandhar, Punjab) is HDFC0008608.
144240041. MICR is printed at the bottom of the branch's cheques.
Ground Floor Sco 19 20 Industrial Focal Point Jalandhar Punjab 144012
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC HDFC0008608 with the beneficiary's account number.
HDFCINBB, for international transfers.
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