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HDFC Bank · Surat

HDFC0008497: HDFC Bank, Navagam

IFSC code HDFC0008497 belongs to the Navagam branch of HDFC Bank in Surat, Gujarat. Its MICR code is 394240002.

IFSC
HDFC0008497
MICR
394240002
Bank
HDFC Bank
Branch
Navagam
District
Surat
State
Gujarat
SWIFT
HDFCINBB

Branch address

HDFC Bank
HDFC Bank Ltd Shop No 9 to 12 GRD Floor Ozon Shopping Centre Kamrej Bardoli Road Kamrej Gujarat 394185

Open in a map · Pincode 394185: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

HDFC is HDFC Bank's bank code, the fifth character 0 is kept for future use, and 008497 is the code of the Navagam branch. In the MICR code 394240002, 394 is the city, 240 the bank and 002 the branch.

Other HDFC Bank branches in Surat

All 79 HDFC Bank branches in Surat

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of HDFC Bank's Navagam branch (Surat, Gujarat) is HDFC0008497.

  2. 394240002. MICR is printed at the bottom of the branch's cheques.

  3. HDFC Bank Ltd Shop No 9 to 12 GRD Floor Ozon Shopping Centre Kamrej Bardoli Road Kamrej Gujarat 394185

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC HDFC0008497 with the beneficiary's account number.

  5. HDFCINBB, for international transfers.

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