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HDFC Bank · Korba

HDFC0005857: HDFC Bank, Niharika

IFSC code HDFC0005857 belongs to the Niharika branch of HDFC Bank in Korba, Chhattisgarh. Its MICR code is 495240515.

IFSC
HDFC0005857
MICR
495240515
Bank
HDFC Bank
Branch
Niharika
District
Korba
State
Chhattisgarh
SWIFT
HDFCINBB

Branch address

HDFC Bank
GR and 1st Flr Plot No 785 1 Ward No 28 Subhas Chowk Niharika Dist Korba Chhattisgarh 495677

Open in a map · Pincode 495677: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

HDFC is HDFC Bank's bank code, the fifth character 0 is kept for future use, and 005857 is the code of the Niharika branch. In the MICR code 495240515, 495 is the city, 240 the bank and 515 the branch.

Other HDFC Bank branches in Korba

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of HDFC Bank's Niharika branch (Korba, Chhattisgarh) is HDFC0005857.

  2. 495240515. MICR is printed at the bottom of the branch's cheques.

  3. GR and 1st Flr Plot No 785 1 Ward No 28 Subhas Chowk Niharika Dist Korba Chhattisgarh 495677

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC HDFC0005857 with the beneficiary's account number.

  5. HDFCINBB, for international transfers.

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