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HDFC Bank · Budgam

HDFC0002173: HDFC Bank, Budgam

IFSC code HDFC0002173 belongs to the Budgam branch of HDFC Bank in Budgam, Jammu and Kashmir. Its MICR code is 191240001.

IFSC
HDFC0002173
MICR
191240001
Bank
HDFC Bank
Branch
Budgam
District
Budgam
State
Jammu and Kashmir
Phone
+918001804333
SWIFT
HDFCINBB

Branch address

HDFC Bank
HDFC Bank Ltd Mir Shopping Complex Zabar Mohalla Budgam Jammu and Kashmir

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

HDFC is HDFC Bank's bank code, the fifth character 0 is kept for future use, and 002173 is the code of the Budgam branch. In the MICR code 191240001, 191 is the city, 240 the bank and 001 the branch.

Other HDFC Bank branches in Budgam

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of HDFC Bank's Budgam branch (Budgam, Jammu and Kashmir) is HDFC0002173.

  2. 191240001. MICR is printed at the bottom of the branch's cheques.

  3. HDFC Bank Ltd Mir Shopping Complex Zabar Mohalla Budgam Jammu and Kashmir

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC HDFC0002173 with the beneficiary's account number.

  5. HDFCINBB, for international transfers.

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