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HDFC Bank · Ernakulam

HDFC0001222: HDFC Bank, Willingdon Island

IFSC code HDFC0001222 belongs to the Willingdon Island branch of HDFC Bank in Ernakulam, Kerala. Its MICR code is 682240026.

IFSC
HDFC0001222
MICR
682240026
Bank
HDFC Bank
Branch
Willingdon Island
District
Ernakulam
State
Kerala
SWIFT
HDFCINBB

Branch address

HDFC Bank
GR Floor, 5th Cross Roadwilingdon Islandwilingdon Island

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

HDFC is HDFC Bank's bank code, the fifth character 0 is kept for future use, and 001222 is the code of the Willingdon Island branch. In the MICR code 682240026, 682 is the city, 240 the bank and 026 the branch.

Other HDFC Bank branches in Ernakulam

All 80 HDFC Bank branches in Ernakulam

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of HDFC Bank's Willingdon Island branch (Ernakulam, Kerala) is HDFC0001222.

  2. 682240026. MICR is printed at the bottom of the branch's cheques.

  3. GR Floor, 5th Cross Roadwilingdon Islandwilingdon Island

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC HDFC0001222 with the beneficiary's account number.

  5. HDFCINBB, for international transfers.

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