HDFC0001197: HDFC Bank, Vis Nagar Road Vijapur
IFSC code HDFC0001197 belongs to the Vis Nagar Road Vijapur branch of HDFC Bank in Mahesana, Gujarat. Its MICR code is 382240006.
Branch address
HDFC Bank
Shop No 20 to 23 and 31 to 33 GRD Floor Shreeji Arcade Visnagar Vijapur Main Road Vijapur Gujarat 382870
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
HDFC is HDFC Bank's bank code, the fifth character 0 is kept for future use, and 001197 is the code of the Vis Nagar Road Vijapur branch. In the MICR code 382240006, 382 is the city, 240 the bank and 006 the branch.
Other HDFC Bank branches in Mahesana
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of HDFC Bank's Vis Nagar Road Vijapur branch (Mahesana, Gujarat) is HDFC0001197.
382240006. MICR is printed at the bottom of the branch's cheques.
Shop No 20 to 23 and 31 to 33 GRD Floor Shreeji Arcade Visnagar Vijapur Main Road Vijapur Gujarat 382870
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC HDFC0001197 with the beneficiary's account number.
HDFCINBB, for international transfers.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation

