HDFC0000649: HDFC Bank, Malerkotla - Punjab
IFSC code HDFC0000649 belongs to the Malerkotla - Punjab branch of HDFC Bank in Malerkotla, Punjab. Its MICR code is 148240102.
- IFSC
- HDFC0000649
- MICR
- 148240102
- Bank
- HDFC Bank
- Branch
- Malerkotla - Punjab
- District
- Malerkotla
- State
- Punjab
- Phone
- +919815331111
- SWIFT
- HDFCINBB
Branch address
HDFC Bank
HDFC Bank Ltd SCF 1 Thandi Sarak Malerkotla Malerkotla Punjab 148023
Open in a map · Pincode 148023: post offices and area
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
HDFC is HDFC Bank's bank code, the fifth character 0 is kept for future use, and 000649 is the code of the Malerkotla - Punjab branch. In the MICR code 148240102, 148 is the city, 240 the bank and 102 the branch.
Other HDFC Bank branches in Malerkotla
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of HDFC Bank's Malerkotla - Punjab branch (Malerkotla, Punjab) is HDFC0000649.
148240102. MICR is printed at the bottom of the branch's cheques.
HDFC Bank Ltd SCF 1 Thandi Sarak Malerkotla Malerkotla Punjab 148023
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC HDFC0000649 with the beneficiary's account number.
HDFCINBB, for international transfers.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation

