GSCB0SMCB12: Gujarat State Co-operative Bank, The Surat Mercantile Co Op Bank Ltd Rampura
IFSC code GSCB0SMCB12 belongs to the The Surat Mercantile Co Op Bank Ltd Rampura branch of Gujarat State Co-operative Bank in Surat, Gujarat.
- IFSC
- GSCB0SMCB12
- MICR
- Not listed
- Branch
- The Surat Mercantile Co Op Bank Ltd Rampura
- District
- Surat
- State
- Gujarat
- Phone
- +912612418080
Branch address
Gujarat State Co-operative Bank
Patidar Bhavan, Nr. Char Khana Chakla, Rampura Main Road, Surat - 395003.
Open in a map · Pincode 395003: post offices and area
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
GSCB is Gujarat State Co-operative Bank's bank code, the fifth character 0 is kept for future use, and SMCB12 is the code of the The Surat Mercantile Co Op Bank Ltd Rampura branch.
Other Gujarat State Co-operative Bank branches in Surat
All 33 Gujarat State Co-operative Bank branches in Surat
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Gujarat State Co-operative Bank's The Surat Mercantile Co Op Bank Ltd Rampura branch (Surat, Gujarat) is GSCB0SMCB12.
Patidar Bhavan, Nr. Char Khana Chakla, Rampura Main Road, Surat - 395003.
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC GSCB0SMCB12 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation

