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Federal Bank · Nadia

FDRL0002185: Federal Bank, Kalyani

IFSC code FDRL0002185 belongs to the Kalyani branch of Federal Bank in Nadia, West Bengal. Its MICR code is 700049019.

IFSC
FDRL0002185
MICR
700049019
Bank
Federal Bank
Branch
Kalyani
District
Nadia
State
West Bengal
Phone
+919800600961

Branch address

Federal Bank
B 9 by 14 Ca,Kalyani P.O,Nadia District,Pincode 741235

Open in a map · Pincode 741235: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

FDRL is Federal Bank's bank code, the fifth character 0 is kept for future use, and 002185 is the code of the Kalyani branch. In the MICR code 700049019, 700 is the city, 049 the bank and 019 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Federal Bank's Kalyani branch (Nadia, West Bengal) is FDRL0002185.

  2. 700049019. MICR is printed at the bottom of the branch's cheques.

  3. B 9 by 14 Ca,Kalyani P.O,Nadia District,Pincode 741235

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC FDRL0002185 with the beneficiary's account number.

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