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Federal Bank · Karnal

FDRL0002068: Federal Bank, Gharaunda

IFSC code FDRL0002068 belongs to the Gharaunda branch of Federal Bank in Karnal, Haryana. Its MICR code is 132049202.

IFSC
FDRL0002068
MICR
132049202
Bank
Federal Bank
Branch
Gharaunda
District
Karnal
State
Haryana
Phone
+911748252300

Branch address

Federal Bank
Shop No. 130-131, Opposite Railway Road G.T Road, Gharaunda

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

FDRL is Federal Bank's bank code, the fifth character 0 is kept for future use, and 002068 is the code of the Gharaunda branch. In the MICR code 132049202, 132 is the city, 049 the bank and 202 the branch.

Other Federal Bank branches in Karnal

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Federal Bank's Gharaunda branch (Karnal, Haryana) is FDRL0002068.

  2. 132049202. MICR is printed at the bottom of the branch's cheques.

  3. Shop No. 130-131, Opposite Railway Road G.T Road, Gharaunda

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC FDRL0002068 with the beneficiary's account number.

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