FDRL0002051: Federal Bank, Barnala
IFSC code FDRL0002051 belongs to the Barnala branch of Federal Bank in Barnala, Punjab. Its MICR code is 148049052.
- IFSC
- FDRL0002051
- MICR
- 148049052
- Bank
- Federal Bank
- Branch
- Barnala
- District
- Barnala
- State
- Punjab
- Phone
- +911679233036
Branch address
Federal Bank
Opp Ram Bagh Gate No 2 Grain Market Road
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
FDRL is Federal Bank's bank code, the fifth character 0 is kept for future use, and 002051 is the code of the Barnala branch. In the MICR code 148049052, 148 is the city, 049 the bank and 052 the branch.
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
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Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Federal Bank's Barnala branch (Barnala, Punjab) is FDRL0002051.
148049052. MICR is printed at the bottom of the branch's cheques.
Opp Ram Bagh Gate No 2 Grain Market Road
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC FDRL0002051 with the beneficiary's account number.
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