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Federal Bank · Surat

FDRL0001864: Federal Bank, Kadodara

IFSC code FDRL0001864 belongs to the Kadodara branch of Federal Bank in Surat, Gujarat. Its MICR code is 395049003.

IFSC
FDRL0001864
MICR
395049003
Bank
Federal Bank
Branch
Kadodara
District
Surat
State
Gujarat
Phone
+919879499925

Branch address

Federal Bank
Corporate House, Near Bus Stand Surat-Kadodara Road, Kadodra

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

FDRL is Federal Bank's bank code, the fifth character 0 is kept for future use, and 001864 is the code of the Kadodara branch. In the MICR code 395049003, 395 is the city, 049 the bank and 003 the branch.

Other Federal Bank branches in Surat

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Federal Bank's Kadodara branch (Surat, Gujarat) is FDRL0001864.

  2. 395049003. MICR is printed at the bottom of the branch's cheques.

  3. Corporate House, Near Bus Stand Surat-Kadodara Road, Kadodra

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC FDRL0001864 with the beneficiary's account number.

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