FDRL0001856: Federal Bank, Chandigarh Sector Xxii C
IFSC code FDRL0001856 belongs to the Chandigarh Sector Xxii C branch of Federal Bank in Chandigarh, Chandigarh. Its MICR code is 160049005.
- IFSC
- FDRL0001856
- MICR
- 160049005
- Bank
- Federal Bank
- Branch
- Chandigarh Sector Xxii C
- District
- Chandigarh
- State
- Chandigarh
- Phone
- +911722547222
Branch address
Federal Bank
Sco 2471-72, Sector 22c
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
FDRL is Federal Bank's bank code, the fifth character 0 is kept for future use, and 001856 is the code of the Chandigarh Sector Xxii C branch. In the MICR code 160049005, 160 is the city, 049 the bank and 005 the branch.
Other Federal Bank branches in Chandigarh
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Federal Bank's Chandigarh Sector Xxii C branch (Chandigarh, Chandigarh) is FDRL0001856.
160049005. MICR is printed at the bottom of the branch's cheques.
Sco 2471-72, Sector 22c
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC FDRL0001856 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation

