Call us +91 87968 84759wecare@oxonfintech.comMon–Sat, 10am–7pm ISTGurugram, Haryana
Federal Bank · Ludhiana

FDRL0001372: Federal Bank, Ludhiana

IFSC code FDRL0001372 belongs to the Ludhiana branch of Federal Bank in Ludhiana, Punjab. Its MICR code is 141049002.

IFSC
FDRL0001372
MICR
141049002
Bank
Federal Bank
Branch
Ludhiana
District
Ludhiana
State
Punjab
Phone
+911612404249

Branch address

Federal Bank
Ist FL New Shopping Cen Ghumar Mandi Rd Krishna NG Civil Lines Ludhiana

Open in a map

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

FDRL is Federal Bank's bank code, the fifth character 0 is kept for future use, and 001372 is the code of the Ludhiana branch. In the MICR code 141049002, 141 is the city, 049 the bank and 002 the branch.

Other Federal Bank branches in Ludhiana

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

Can't find what you're looking for? Our team is happy to help.

Contact us
  1. The IFSC of Federal Bank's Ludhiana branch (Ludhiana, Punjab) is FDRL0001372.

  2. 141049002. MICR is printed at the bottom of the branch's cheques.

  3. Ist FL New Shopping Cen Ghumar Mandi Rd Krishna NG Civil Lines Ludhiana

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC FDRL0001372 with the beneficiary's account number.

Ready to get started?

Pick a loan, share a few details and see the offers you may be eligible for — no obligation.

  • One application
  • Paperless, AA-based
  • No obligation