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Federal Bank · Kizhuvilam

FDRL0001296: Federal Bank, Kizhuvilam

IFSC code FDRL0001296 belongs to the Kizhuvilam branch of Federal Bank in Kizhuvilam, Kerala. Its MICR code is 695049027.

IFSC
FDRL0001296
MICR
695049027
Bank
Federal Bank
Branch
Kizhuvilam
District
Kizhuvilam
State
Kerala
Phone
+914702640273

Branch address

Federal Bank
Kizhuvilam Mudapuram Chirayinkeezhu Via

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

FDRL is Federal Bank's bank code, the fifth character 0 is kept for future use, and 001296 is the code of the Kizhuvilam branch. In the MICR code 695049027, 695 is the city, 049 the bank and 027 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Federal Bank's Kizhuvilam branch (Kizhuvilam, Kerala) is FDRL0001296.

  2. 695049027. MICR is printed at the bottom of the branch's cheques.

  3. Kizhuvilam Mudapuram Chirayinkeezhu Via

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC FDRL0001296 with the beneficiary's account number.

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