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Federal Bank · Ernakulam

FDRL0001295: Federal Bank, Cheranalloor

IFSC code FDRL0001295 belongs to the Cheranalloor branch of Federal Bank in Ernakulam, Kerala. Its MICR code is 682049024.

IFSC
FDRL0001295
MICR
682049024
Bank
Federal Bank
Branch
Cheranalloor
District
Ernakulam
State
Kerala
Phone
+914842431309

Branch address

Federal Bank
Ground Floor, KKM Building, Kacheripady, Cheranalloor, Kochi, Ernakulam, Kerala, 682034

Open in a map · Pincode 682034: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

FDRL is Federal Bank's bank code, the fifth character 0 is kept for future use, and 001295 is the code of the Cheranalloor branch. In the MICR code 682049024, 682 is the city, 049 the bank and 024 the branch.

Other Federal Bank branches in Ernakulam

All 140 Federal Bank branches in Ernakulam

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Federal Bank's Cheranalloor branch (Ernakulam, Kerala) is FDRL0001295.

  2. 682049024. MICR is printed at the bottom of the branch's cheques.

  3. Ground Floor, KKM Building, Kacheripady, Cheranalloor, Kochi, Ernakulam, Kerala, 682034

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC FDRL0001295 with the beneficiary's account number.

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