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Federal Bank · Budhanoor

FDRL0001268: Federal Bank, Budhanoor

IFSC code FDRL0001268 belongs to the Budhanoor branch of Federal Bank in Budhanoor, Kerala. Its MICR code is 689049813.

IFSC
FDRL0001268
MICR
689049813
Bank
Federal Bank
Branch
Budhanoor
District
Budhanoor
State
Kerala
Phone
+914792465261

Branch address

Federal Bank
N S S Karayogam Building Budhanoor Puliyoor Via

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

FDRL is Federal Bank's bank code, the fifth character 0 is kept for future use, and 001268 is the code of the Budhanoor branch. In the MICR code 689049813, 689 is the city, 049 the bank and 813 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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Common questions.

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  1. The IFSC of Federal Bank's Budhanoor branch (Budhanoor, Kerala) is FDRL0001268.

  2. 689049813. MICR is printed at the bottom of the branch's cheques.

  3. N S S Karayogam Building Budhanoor Puliyoor Via

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC FDRL0001268 with the beneficiary's account number.

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