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Federal Bank · Kottayam

FDRL0001140: Federal Bank, Erumely

IFSC code FDRL0001140 belongs to the Erumely branch of Federal Bank in Kottayam, Kerala. Its MICR code is 686049153.

IFSC
FDRL0001140
MICR
686049153
Bank
Federal Bank
Branch
Erumely
District
Kottayam
State
Kerala

Branch address

Federal Bank
Bus Stand Road Erumeli Erumeli

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

FDRL is Federal Bank's bank code, the fifth character 0 is kept for future use, and 001140 is the code of the Erumely branch. In the MICR code 686049153, 686 is the city, 049 the bank and 153 the branch.

Other Federal Bank branches in Kottayam

All 58 Federal Bank branches in Kottayam

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Federal Bank's Erumely branch (Kottayam, Kerala) is FDRL0001140.

  2. 686049153. MICR is printed at the bottom of the branch's cheques.

  3. Bus Stand Road Erumeli Erumeli

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC FDRL0001140 with the beneficiary's account number.

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