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Esaf Small Finance Bank · Bagalkot

ESMF0001846: Esaf Small Finance Bank, Bagalkot

IFSC code ESMF0001846 belongs to the Bagalkot branch of Esaf Small Finance Bank in Bagalkot, Karnataka.

IFSC
ESMF0001846
MICR
Not listed
Bank
Esaf Small Finance Bank
Branch
Bagalkot
District
Bagalkot
State
Karnataka

Branch address

Esaf Small Finance Bank
SMD Complex, Navanagar Bagalkot, Bagalkot P O Bagalkot Karnataka

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPINot markedPayments by UPI ID or mobile number from apps

Reading this IFSC

ESMF is Esaf Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 001846 is the code of the Bagalkot branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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Common questions.

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  1. The IFSC of Esaf Small Finance Bank's Bagalkot branch (Bagalkot, Karnataka) is ESMF0001846.

  2. SMD Complex, Navanagar Bagalkot, Bagalkot P O Bagalkot Karnataka

  3. RBI's list shows this branch on NEFT, RTGS and IMPS. Use the IFSC ESMF0001846 with the beneficiary's account number.

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